A Will is a legal document setting out who is to benefit from your Estate after your death and how your Estate and affairs are to be dealt with.  It is a legally binding document and as such we would therefore always recommend that you seek advice – whether you are making a Will for the first time or updating or amending an existing Will.

Making a Will is one of the most important things you can do.  It helps to ensure that your financial affairs are in order and that your family is provided for.

We will tailor the provisions of your Will to ensure that it is right for you and for your family and we will guide you through the most effective ways to protect your assets.

If necessary we will help you to deal with any issues which might arise relating to care home costs and Inheritance Tax liability. 

Our team is highly skilled with experience in all aspects of Will drafting and we are dedicated to providing you, our individual client, with clear advice. 

We always adopt a compassionate approach.  

  • WILLS

    Making a Will ensures that your loved ones will be provided for and enables you to choose how your Estate will be divided. 

    Where a person dies without having made a Will the Law decides who inherits the assets.  There are rules setting out, in a strict order, the members of your family who will benefit from your Estate and this may not necessarily be in accordance with your wishes. 

    • For example:-
    • It is a general misconception that if one of the parties of a married couple die without making a Will then all of their assets will pass directly to their surviving spouse.  This is not necessarily the case and can often lead to unnecessary expense and tax liabilities. 
    • An unmarried partner is not included in the category of people who benefit when a person dies without having made a Will. 
    • If there are no surviving relatives at all then a person’s entire Estate will pass to the Crown. 

    The importance of making a Will cannot be over emphasised since in making your Will you are able to:-

    • Specify who you would like to administer your affairs by appointing your chosen Executors.
    • Indicate, by appointing Guardians of your choice, who you would like to care for your children if they are under the age of 18.  This will also apply in a case where you may wish your Executors to act as Trustees if there are young children benefitting under the terms of the Will.
    • Make specific gifts of particular items to individuals and also to make gifts of cash.
    • Specify who you would like to benefit from the remainder of your assets. 
    • Indicate your funeral wishes. 
  • TAX PLANNING

    The Executors you appoint under the terms of your Will are responsible for collecting in all monies belonging to your Estate and for selling any property if necessary and also for settling any debts and in particular taxes which may be payable including Inheritance Tax.

    Appointing an expert to prepare a Will which specifically takes account of any potential liability to Inheritance Tax can offer the benefit of reducing such liabilities and will ensure that the assets within your Estate are well managed. 

    We are experienced in addressing the issue of Inheritance Tax liability and can provide professional advice on how to plan ahead for this eventuality. 

    We are also able to advise on any Capital Gains Tax issues where appropriate.

    As in all areas of the Law it is essential to monitor changes and new provisions and Inheritance Tax liability is no exception.  Our advice will always include reference to new elements which may need to be taken into account.  

  • FAMILY PROTECTION

    Many families these days are complicated.  You may wish to make special provision for disabled family members, and to establish protective trusts for children and others who may not be able to handle their own monies.  You may have step children, or you may be concerned that your own children may have a bad relationship with their partners.  Trusts (whether lifetime or by Will) may well be the answer, but establishing them will require our specialist advice.

  • LASTING POWERS OF ATTORNEY

    Everyone of mature years should consider making one of these.  A Power of Attorney dealing with your financial affairs enables your assets to continue to be dealt with if you should suddenly become incapable (eg after suffering a stroke).  You can choose your family members as your Attorneys.  There are safeguards before you can complete a Power of Attorney and this makes it advisable to discuss and complete the paperwork through us.